White Papers & Research
In-depth research and insights on cross-border payments, the Gambian economy, and financial inclusion in West Africa.
The True Cost of Remittances to The Gambia
A comprehensive analysis of the total cost of sending money to The Gambia, including fees, exchange rate margins, and hidden charges. How the UK-Gambia corridor compares to global benchmarks and what it means for senders.
Financial InclusionMobile Money and Financial Inclusion in West Africa
How mobile money platforms are transforming financial access across West Africa, with a focus on The Gambia's growing mobile wallet ecosystem and its impact on remittance delivery and everyday commerce.
ComplianceCross-Border Payment Compliance: A Guide for Money Transfer Operators
A practical guide to the regulatory landscape for money transfer operators in the UK, covering FCA authorisation, AML/KYC requirements, PSD2 obligations, and sanctions screening best practices.
Diaspora ResearchThe Gambian Diaspora: Economic Impact and Remittance Patterns
Research into the size, distribution, and economic influence of the Gambian diaspora. How remittances shape household welfare, education, healthcare, and local enterprise across The Gambia.
TechnologyDigital Identity Verification in Cross-Border Payments
Exploring the challenges and solutions for identity verification in international money transfers, from document checks and biometrics to eKYC systems and the balance between security and inclusion.
Industry TrendsThe Future of Remittances: Trends Shaping 2026 and Beyond
An examination of the forces reshaping the global remittance industry, from digital-first services and real-time payment rails to AI-driven compliance, open banking, and blockchain-based settlement.
SecurityBuilding Trust in Digital Money Transfer: Security and Regulation
Why trust is the critical factor in digital remittances and how security technology, regulatory compliance, transparent pricing, and community engagement work together to earn and maintain customer confidence.