About FRS

FRS was built by Africans who know what it feels like to watch money disappear in fees, wait days for a transfer to arrive, and explain to a confused parent why the amount is different. We built something better.

Two people using their phones together

Our mission

The financial system was not built with Africa in mind. Transfers are expensive. Banking is inaccessible for millions. The diaspora pays too much to send money home, and people on the ground have too few options.

Financial access for every African, everywhere

Transparency first

No hidden fees. No misleading rates. We show you exactly what you're paying and what your recipient gets — before you send.

Speed that matters

When someone is waiting for money, days feel like weeks. We move money in minutes because urgency is real.

Security you can trust

Regulated, encrypted, and built to protect your money and your data — every single transaction.

Inclusion by design

Our products are built for people who don't have a bank account, who aren't tech experts, and who deserve the same access as everyone else.

Ready to make your first transfer?

Download FRS and send money across borders in minutes. Transparent rates, zero surprises, and your recipient gets every penny.

Download app
FRS wallet app home screen

Explore other services

Check out our other services, like mobile money transfers, bill payments and mobile top-ups. We are more than just international money transfer.

Learn more

We are registered and regulated by The Financial Conduct Authority (FCA) firm reference Number 782071 and Her Majesty Revenue and Customs registration number 00112363. We are bound by data protection act 1998 registration number ZA329808 All your personal information is safe with us. Company No: 10759122